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(727) 210-5278

Insurance/Coverage

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Your difference
with a 360° better service

1

Aggressive defense, with local representation

Because each state has its own insurance rules, we make sure you’re represented by local experts in your state. And if ever something goes to court: we’re here to defend you zealously with a proven track record for success.

2

Financial strength of an A-rated company

Ensuring your claim will be covered, no matter the economic time, all our policies are issued by nothing less than an A-rated, AM best company. No risk on you ever, with all the protection.

3

Support from our execs + a 24/7 legal hotline

With our dedicated 24/7 hotline, there’s no need to wait or hope for customer support to get back to you. And unlike impersonal corporations, you’ll have our team of execs personally available to you to lend their expertise.

For all the rewards
of an association for physicians

1

Better rates & coverage—for you professionally & personally

Leveraging group buying as an association, we’re able to bring to you better coverage and rates as a member—and not just for your profession. Get discounted coverage for all areas of your personal life too, from auto to life and property insurance.

2

Expedient Underwriting

Bringing to you 20 years of underwriting expertise—specifically in the medical malpractice space—we’ll fast track your underwriting making sure you receive the best terms and price. Have any questions at any point? You’ll always have us there to clarify, simplify, and walk you through the fine print.

3

Training in Expert Risk Management

Because risk management isn’t just about having the right insurance, we support our members with a continuous education on industry-leading practices, the latest trends in medical liability, and personal risk management—in communion with fellow distinguished physicians.

The support of a panel of experts
across 6 states

Coverage Areas

Because we’re here to protect you
in the way you prefer

Get Legal Support Directly From Us

If you’d rather streamline your claims process rather than add in middlemen: perfect. We have all the expertise to find you the best policy, issue it, and uphold it—in the smoothest way.

Use your dedicated broker or agent

Have a relationship with an agent or broker who you always default to? No problem at all. We’re here to take the baton at whichever point you prefer, and support you in whatever capacity you need.

Common Questions Answered

We have three categories of coverage limits that allow us to craft the perfect coverage for you, at the best rates (i.e. 100-300k, 200-600k, and 250-750k, per incident).

Steering you away from the complications that come with occurrence-based coverage, we provide claims-based policies only.

Pairing you with an expert who handles legal claims within your state, you’ll have an advocate who deeply understands the local law, has a track record for success, and has the important connections to leverage.

Pairing you with an expert who handles legal claims within your state, you’ll have an advocate who deeply understands the local law, has a track record for success, and has the important connections to leverage.

 

But on top of that: as fellow physicians inherently aligned with you, you’re not a number on a spreadsheet to us—but an esteemed professional who we’re committed to protecting and fighting for, from start to resolution.

Absolutely—if your coverage period is 5 years. If you choose a policy for a period shorter than that, we can still provide tail coverage pro rata based on the specific amount of time covered.